S01 · KPMG · Professional services · Anchor
Publication: 2026 · Reviewed: 2026-09-14
Access reviewed: Report; landing page and selected PDF sections reviewed
Source insight: Frames AI as an accelerator across six connected technology domains.
CFO interpretation: fund interdependent capabilities and quantify infrastructure constraints.
Limits: Strategic foresight, not a prediction that all six domains mature together; exact publication day not stated.
Convergence · physical AI · quantum · compute · trust · space · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS02 · Deloitte · Professional services · Anchor
Publication: 2026 · Reviewed: 2026-09-14
Access reviewed: Public report overview PDF and indexed publisher summary reviewed
Source insight: Connects robotics, agentic work, infrastructure economics, technology organizations and security.
CFO interpretation: evaluate the full cost of scaling operational AI.
Limits: Uses an 18–24-month technology horizon; timing is directional. Full report not reviewed end to end.
Physical AI · agentic systems · compute · cybersecurity · Horizons: 2026–2029, 2030
Ask Koko about this sourceS03 · Deloitte · Professional services · Anchor
Publication: 2026 · Reviewed: 2026-09-14
Access reviewed: Eight-page PDF; finance and physical-AI sections reviewed
Source insight: Translates technology trends into CFO questions about operating costs, returns, talent and governance.
CFO interpretation: make this the principal bridge from frontier research to finance decisions.
Limits: Editorial guidance; examples and forecasts are not universal measured outcomes. Exact publication day not stated.
CFO operating model · physical AI · compute · Horizons: 2026–2029, 2030
Ask Koko about this sourceS04 · McKinsey · Professional services · Anchor
Publication: 2026 · Reviewed: 2026-09-14
Access reviewed: Current publisher article and methodology reviewed; 143-page PDF located
Source insight: Maps 14 trends using investment, innovation, interest, talent and adoption measures.
CFO interpretation: separate technical momentum from deployment readiness and economic value.
Limits: Search results still surfaced 2025; live page is 2026. Scores are directional and not ROI measures; exact publication day not shown.
Convergence · AI science · robotics · quantum · infrastructure · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS05 · McKinsey · Professional services · Anchor
Publication: 2026-04-28 · Reviewed: 2026-09-14
Access reviewed: Publisher report article reviewed; full report linked
Source insight: Documents increased commercial engagement and hybrid workflows alongside quantum market estimates.
CFO interpretation: buy learning and supplier options tied to a specific business bottleneck.
Limits: Supplier revenues, invested capital and potential economic impact are different measures; engagement does not prove net quantum advantage.
Quantum computing · sensing · investment · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS06 · McKinsey · Professional services · Supporting
Publication: 2026-06-25 · Reviewed: 2026-09-14
Access reviewed: Publisher article reviewed
Source insight: Examines technologies that could lower inference costs as infrastructure investment expands.
CFO interpretation: track cost per successful business outcome and supplier-switching economics.
Limits: Technology cost improvements do not establish reductions in total enterprise spending.
Compute · semiconductors · inference economics · Horizons: 2026–2029, 2030
Ask Koko about this sourceS07 · PwC · Professional services · Supporting
Publication: Undated · Reviewed: 2026-09-14
Access reviewed: Public framework reviewed
Source insight: Organizes emerging technologies into expand, evaluate and experiment categories.
CFO interpretation: use maturity-specific funding and decision criteria.
Limits: Evergreen framework; do not label it a new 2026 study or use its older examples as current adoption statistics.
Convergence · maturity · trust · Horizons: 2026–2029, 2030
Ask Koko about this sourceS08 · PwC · Professional services · Anchor
Publication: 2026-08-27 · Reviewed: 2026-09-14
Access reviewed: Public article reviewed
Source insight: Presents agentic finance as a change in core finance work supported by governed data and human oversight.
CFO interpretation: redesign whole finance processes and clarify responsibility for decisions.
Limits: Forward-looking consulting perspective; no universal autonomy or savings timetable.
Agentic finance · data · operating model · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS09 · PwC · Professional services · Supporting
Publication: 2026-07-20 · Reviewed: 2026-09-14
Access reviewed: Public article reviewed
Source insight: Emphasizes CFO ownership of reliable data, governance and credible decisions as AI accelerates.
CFO interpretation: treat decision evidence and metric definitions as finance products.
Limits: Normative guidance, rather than a quantified forecast of organization design.
Trust · decision governance · CFO role · Horizons: 2026–2029, 2030
Ask Koko about this sourceS10 · EY / NQCC · Professional services · Anchor
Publication: 2026-06-01 · Reviewed: 2026-09-14
Access reviewed: Official survey press release and methodology reviewed
Source insight: Reports expectations and readiness gaps among 500 UK leaders at businesses with at least £150m revenue.
CFO interpretation: distinguish widespread concern from readiness to integrate quantum into core operations.
Limits: UK leadership sentiment, not a technical forecast. 59% expect core-operation maturity in 2030 or later.
Quantum · readiness · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS11 · EY · Professional services · Anchor
Publication: 2026-06-03 · Reviewed: 2026-09-14
Access reviewed: Public survey article and methodology reviewed
Source insight: Finds a gap between value-creation ambition and leadership action, especially under uncertainty.
CFO interpretation: develop finance leadership and technical capability together.
Limits: 1,610 finance leaders across 28 countries and 22 sectors; mainly large organizations. Fieldwork February–March 2026; self-reported.
CFO role · talent · transformation · Horizons: 2026–2029, 2030
Ask Koko about this sourceS12 · Accenture · Professional services · Supporting
Publication: 2025-03-17 · Reviewed: 2026-09-14
Access reviewed: Public sector perspective reviewed; main report available
Source insight: Connects increasingly autonomous AI with robotics, brand interactions and workforce changes.
CFO interpretation: reassess software economics, technical debt and employee development.
Limits: 2025 high-tech perspective; retained as a foundational comparator, not presented as 2026 evidence.
Autonomy · robotics · trust · workforce · Horizons: 2030, 2035
Ask Koko about this sourceS13 · Capgemini · Professional services · Supporting
Publication: 2026 · Reviewed: 2026-09-14
Access reviewed: Public report summary reviewed; January 2026 PDF located
Source insight: Focuses on enterprise foundations, intelligent operations and technological interdependence.
CFO interpretation: evaluate integration, regional deployment cost and dependency exposure.
Limits: Broad enterprise technology report, less directly about frontier science. Exact publication day not stated.
AI · intelligent operations · cloud · sovereignty · Horizons: 2026–2029, 2030
Ask Koko about this sourceS14 · BCG · Professional services · Anchor
Publication: 2026-06-04 · Reviewed: 2026-09-14
Access reviewed: Public article and study description reviewed
Source insight: Argues 2030 could be a commercial inflection point while useful application algorithms remain a constraint.
CFO interpretation: set use-case demand and benchmark against the best classical alternative.
Limits: Conditional forecast informed by enterprise research; quantum-inspired classical computation is not quantum-computer advantage.
Quantum · commercialization · partnerships · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS15 · BCG · Professional services · Supporting
Publication: 2026-07-28 · Reviewed: 2026-09-14
Access reviewed: Public survey article reviewed
Source insight: Describes investor demand for evidence that AI strategies create returns.
CFO interpretation: connect technology spending with operating and cash outcomes in investor communication.
Limits: Investor sentiment does not prove realized enterprise returns; not a stock recommendation.
Investor expectations · AI economics · Horizons: 2026–2029, 2030
Ask Koko about this sourceS16 · Bain & Company · Professional services · Supporting
Publication: 2025 · Reviewed: 2026-09-14
Access reviewed: Report introduction and chapter index reviewed
Source insight: Combines technology investment, infrastructure, agentic transformation and physical systems.
CFO interpretation: use the report as a cross-topic commercial comparator.
Limits: 2025 edition on a rolling URL; do not import generalized headline ROI claims into company forecasts.
Agents · robotics · quantum · compute · sovereignty · Horizons: 2026–2029, 2030
Ask Koko about this sourceS17 · Bain & Company · Professional services · Supporting
Publication: 2025 · Reviewed: 2026-09-14
Access reviewed: Public chapter reviewed
Source insight: Assesses deployment constraints including dexterity, power and operating conditions.
CFO interpretation: underwrite productive hours, interventions and full operating cost.
Limits: 2025 assumptions may age quickly; device demonstrations and battery targets are not audited fleet economics.
Humanoids · robotics economics · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS18 · Bain & Company · Professional services · Supporting
Publication: 2025 · Reviewed: 2026-09-14
Access reviewed: Public chapter reviewed
Source insight: Positions quantum within a broader mix of computing technologies.
CFO interpretation: preserve optionality through hybrid access and targeted business problems.
Limits: The title expresses an outlook; it does not establish a date for broad commercial usefulness.
Quantum · hybrid computing · Horizons: 2030, 2035
Ask Koko about this sourceS19 · Gartner · Industry analysts · Anchor
Publication: 2026 edition · Reviewed: 2026-09-14
Access reviewed: Public summary reviewed
Source insight: Groups technology priorities around infrastructure, intelligent systems and protection of enterprise value.
CFO interpretation: include security and sovereignty in the business case for autonomy.
Limits: Analyst forecast; public article is not the full subscription research. Exact publication day not shown.
Physical AI · multiagent · confidential computing · provenance · sovereignty · Horizons: 2026–2029, 2030
Ask Koko about this sourceS20 · Gartner · Industry analysts · Anchor
Publication: 2026-07-16 · Reviewed: 2026-09-14
Access reviewed: Public abstract only; full research subscription-gated
Source insight: The abstract cautions that current physical-AI hype and risk outweigh business outcomes.
CFO interpretation: require evidence from the intended operating environment before scaling.
Limits: Only abstract claims used; maturity positions and detailed analysis inside the full report were not accessed.
Physical AI · maturity · risk · Horizons: 2026–2029, 2030
Ask Koko about this sourceS21 · Forrester · Industry analysts · Anchor
Publication: 2026-04-15 · Reviewed: 2026-09-14
Access reviewed: Official public release reviewed; underlying full report not accessed
Source insight: Separates shorter-term commerce and trust benefits, medium-term humanoids, and longer-term quantum value.
CFO interpretation: plan around time to business benefit, not demonstration dates.
Limits: Benefit horizons are analyst judgments; restricted report details are excluded.
Benefit horizons · humanoids · quantum · agentic commerce · trust · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS22 · IDC · Industry analysts · Supporting
Publication: 2026 edition · Reviewed: 2026-09-14
Access reviewed: Public overview and predictions reviewed; full report collection gated
Source insight: Provides an enterprise and industry predictions framework for the agentic era.
CFO interpretation: test finance workforce and technology assumptions against sector-specific developments.
Limits: Public summary only; no claim to have reviewed all 35-plus underlying reports or the upcoming 2027 cycle.
Agents · workforce · transformation · Horizons: 2026–2029, 2030
Ask Koko about this sourceS23 · Gartner · Industry analysts · Anchor
Publication: 2026-06-09 · Reviewed: 2026-09-14
Access reviewed: Official public release reviewed
Source insight: Envisions finance-built simulations, digital products and new capabilities for enterprise decisions.
CFO interpretation: build reusable decision products with clear ownership and adoption measures.
Limits: Describes leading frontier teams and explicitly expects few firms to be fully at the frontier; not the median-company forecast.
CFO 2030 · simulation · product teams · Horizons: 2026–2029, 2030
Ask Koko about this sourceS24 · Gartner · Industry analysts · Supporting
Publication: 2026-01-27 · Reviewed: 2026-09-14
Access reviewed: Public abstract only; full research subscription-gated
Source insight: Identifies principles used by finance teams pursuing AI-led value creation.
CFO interpretation: prioritize reusable enterprise context and business outcomes.
Limits: Abstract only; do not infer or reproduce the detailed action framework behind the paywall.
CFO 2030 · AI context · value creation · Horizons: 2026–2029, 2030
Ask Koko about this sourceS25 · Gartner · Industry analysts · Supporting
Publication: 2026-01-12 · Reviewed: 2026-09-14
Access reviewed: Public abstract only; full research subscription-gated
Source insight: Anticipates capability-based finance structures and dedicated product teams.
CFO interpretation: protect apprenticeship and specialist judgment while redesigning work.
Limits: Leading-team scenario; no universal staffing ratio or headcount reduction is supported by the abstract.
CFO organization · capability teams · Horizons: 2030, 2035
Ask Koko about this sourceS26 · Gartner · Industry analysts · Supporting
Publication: 2026-04-03 · Reviewed: 2026-09-14
Access reviewed: Public abstract only; full research subscription-gated
Source insight: Forecasts a strong shift toward finance-built AI tools for decision support.
CFO interpretation: test which recurring decisions benefit from self-service tools and which still need discussion.
Limits: A deliberately strong analyst projection; near-total removal of in-person support is not adopted as the base case here.
Decision products · finance business partnering · Horizons: 2030, 2035
Ask Koko about this sourceS27 · Gartner · Industry analysts · Supporting
Publication: 2026-07-14 · Reviewed: 2026-09-14
Access reviewed: Public article reviewed
Source insight: Maps prospective shifts between machine execution and human judgment across finance activities.
CFO interpretation: assign responsibility for exceptions, model validation and approval policy.
Limits: Forecasts of full automation and audit acceptance are not treated as established facts or universal regulatory approval.
Transaction finance · controls · decisions · accountability · Horizons: 2026–2029, 2030
Ask Koko about this sourceS28 · Andreessen Horowitz · Venture capital · Anchor
Publication: 2026-04-15 · Reviewed: 2026-09-14
Access reviewed: Public technical investment essay reviewed
Source insight: Links physical-world AI progress across robotics, scientific discovery and new interfaces.
CFO interpretation: evaluate shared data and simulation capabilities across multiple investments.
Limits: Investor thesis by Oliver Hsu; portfolio and vendor examples are commercially interested claims, not independent deployment audits.
Robot learning · world models · autonomous science · interfaces · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS29 · Andreessen Horowitz · Venture capital · Supporting
Publication: 2025-12 · Reviewed: 2026-09-14
Access reviewed: Public multi-author outlook reviewed
Source insight: Highlights physical infrastructure, manufacturing, autonomous laboratories and coordination systems.
CFO interpretation: examine economics across an operating process and its infrastructure dependencies.
Limits: Investor predictions for 2026, published in December 2025; exact day not recorded.
Industrial systems · observability · autonomous labs · multiagent work · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS30 · DCVC · Venture capital · Anchor
Publication: 2026-07-01 · Reviewed: 2026-09-14
Access reviewed: Official report summary and launch essay reviewed; full report not reviewed end to end
Source insight: Surveys deep technologies that could improve the economics of fundamental physical and scientific systems.
CFO interpretation: evaluate cost curves, resources and resilience beyond office productivity.
Limits: Investment perspective; portfolio exposure creates commercial interest. Summary-level coverage is clearly distinguished from full-report review.
Compute · quantum · energy · water · materials · biotech · robotics · space · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS31 · Sequoia Capital · Venture capital · Supporting
Publication: 2026-05-08 · Reviewed: 2026-09-14
Access reviewed: Public event recap reviewed; talks not all watched
Source insight: Surveys founder and researcher perspectives on the next stages of AI.
CFO interpretation: use as a lead generator for emerging supplier and business-model shifts.
Limits: Event outlook, not a systematic adoption study; speculative ideas require corroboration.
Long-horizon agents · robotics · space compute · Horizons: 2030, 2035
Ask Koko about this sourceS32 · Sequoia Capital · Venture capital · Supporting
Publication: Undated · Reviewed: 2026-09-14
Access reviewed: Public episode page and transcript excerpts reviewed
Source insight: Discusses robot-development ecosystems, physical data scarcity and local execution.
CFO interpretation: investigate integration cost, support dependency and connectivity resilience.
Limits: Interviewee and host perspectives; exact publication date not established. No deployment statistics inferred.
Robotics · open ecosystems · local inference · Horizons: 2026–2029, 2030
Ask Koko about this sourceS33 · Bessemer Venture Partners · Venture capital · Background
Publication: 2023-06-14 · Reviewed: 2026-09-14
Access reviewed: Public report article reviewed
Source insight: Maps deep-tech commercialization across multiple sectors.
CFO interpretation: use the capital-intensity framework when comparing technology opportunities.
Limits: Historical foundation only; 2023 market sizes, company rankings and policy assumptions are not current evidence.
Deep-tech sectors · commercialization · capital · Horizons: 2030, 2035
Ask Koko about this sourceS34 · Drumbeat Capital / Dealroom · Venture capital · Supporting
Publication: 2026-06-12 · Reviewed: 2026-09-14
Access reviewed: Public report summary and methodology context reviewed
Source insight: Compares US and European deep-tech financing using Dealroom data.
CFO interpretation: consider supplier scale-up funding, geographic concentration and financing continuity.
Limits: Created by Drumbeat Capital using Dealroom data. Funding is not customer adoption; category definitions affect comparisons.
Deep-tech funding · geography · scale-up capital · Horizons: 2026–2029, 2030
Ask Koko about this sourceS35 · World Economic Forum / Frontiers · Institutions and research · Anchor
Publication: 2026-06-23 · Reviewed: 2026-09-14
Access reviewed: Public report overview, release and technology summaries reviewed
Source insight: Extends the landscape into scientific advances expected to produce impact over three to five years.
CFO interpretation: add sector-specific science and resource technologies to the frontier portfolio.
Limits: Expert-selected horizon scan; the complete PDF was not accessible through the download attempt. Timelines are not guaranteed.
World models · cryptography · energy · materials · biotech · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS36 · World Economic Forum / Capgemini · Institutions and research · Anchor
Publication: 2026-04-28 · Reviewed: 2026-09-14
Access reviewed: Official report overview and launch release reviewed
Source insight: Examines how combined technologies move into repeatable operations across 12 sectors.
CFO interpretation: fund the integration work and identify which participant captures the resulting value.
Limits: Collaborative report, not independent corroboration of Capgemini’s own research; full PDF retrieval failed.
Convergence · integration · operating models · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS37 · NIST · Institutions and research · Anchor
Publication: Living resource · Reviewed: 2026-09-14
Access reviewed: Official standards overview and migration guidance reviewed
Source insight: States that standardized post-quantum algorithms are available for implementation now.
CFO interpretation: fund a prioritized cryptographic inventory and migration plan with the CISO.
Limits: PQC runs on classical systems and is distinct from quantum computing. NIST guidance is not a universal statutory deadline.
Post-quantum security · cryptographic migration · Horizons: 2026–2029, 2030
Ask Koko about this sourceS38 · DARPA · Institutions and research · Anchor
Publication: 2026-03-10 · Reviewed: 2026-09-14
Access reviewed: Official program update reviewed
Source insight: Describes evaluation of whether quantum systems can deliver computational value exceeding cost by 2033.
CFO interpretation: require reproducible end-to-end economic comparison.
Limits: 2033 is a program evaluation horizon, not a guaranteed commercial availability date.
Quantum · economic utility · validation · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS39 · International Energy Agency · Institutions and research · Anchor
Publication: 2026-04-16 · Reviewed: 2026-09-14
Access reviewed: Official executive summary reviewed
Source insight: Updates the interaction between AI demand, efficiency and energy-supply constraints.
CFO interpretation: stress-test power, capacity, utilization and demand together.
Limits: Global scenario projections are not site-specific forecasts; lower energy per task can coexist with rising total consumption.
AI power · grids · infrastructure · efficiency · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS40 · International Federation of Robotics · Institutions and research · Supporting
Publication: 2025-09-25 · Reviewed: 2026-09-14
Access reviewed: Official statistical summary reviewed
Source insight: Reports 542,000 industrial robot installations worldwide in 2024.
CFO interpretation: distinguish the established robotics market from the newer general-purpose physical-AI opportunity.
Limits: 2025 publication measures 2024 activity; industrial robots are not synonymous with humanoids or foundation-model robots. Industry association source.
Industrial robots · installed base · adoption · Horizons: 2026–2029, 2030
Ask Koko about this sourceS41 · BIS Innovation Hub / IIF · Institutions and research · Anchor
Publication: 2026-05-27 · Reviewed: 2026-09-14
Access reviewed: Official project report summary reviewed
Source insight: Describes a prototype combining tokenized deposits and central-bank reserves for programmable cross-border settlement.
CFO interpretation: assess future liquidity, reconciliation and operating-hour implications with banking partners.
Limits: Prototype evidence, not universally available production infrastructure; legal finality, reach and integration must be assessed locally.
Tokenization · treasury · settlement · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS42 · Stanford HAI · Institutions and research · Supporting
Publication: 2026 · Reviewed: 2026-09-14
Access reviewed: Official 2026 report overview reviewed
Source insight: Provides a research-based reference for AI progress and governance capacity.
CFO interpretation: use independent measurements to challenge claims and select benchmarks.
Limits: Overview-level inclusion only; no unreviewed chapter metrics imported. Exact publication day not recorded.
AI capability · adoption · governance · measurement · Horizons: 2026–2029, 2030
Ask Koko about this sourceS43 · KPMG · Professional services · Anchor
Publication: Undated; 2025 URL · Reviewed: 2026-09-14
Access reviewed: Public article text
Source insight: Positions the CFO at the intersection of intelligent finance, growth and monetizing enterprise data.
CFO interpretation: Make each foundation investment accountable to a business decision and outcome.
Limits: Firm perspective; no independent return verification.
Enterprise value · data foundations · capital allocation · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS44 · Deloitte · Professional services · Anchor
Publication: Undated living article · Reviewed: 2026-09-14
Access reviewed: Public article text
Source insight: Connects AI-enabled finance to technology, data, operating model, talent, adoption and governance.
CFO interpretation: Fund the operating model alongside the software.
Limits: Vision and selected survey evidence; different surveys must not be combined into one adoption rate.
Operating model · talent · agentic governance · data foundations · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS45 · BCG · Professional services · Anchor
Publication: 2026-06-16 · Reviewed: 2026-09-14
Access reviewed: Public article text
Source insight: Argues that CFOs should shape AI investment and connect forward-looking finance to enterprise performance.
CFO interpretation: Evaluate intervention quality and realized economics, not dashboard production.
Limits: Selected examples and target-state benefits are not universal performance benchmarks.
Enterprise value · capital allocation · predictive finance · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS46 · BCG · Professional services · Supporting
Publication: 2026-08-25 · Reviewed: 2026-09-14
Access reviewed: Public interview text
Source insight: Discusses the CFO role in financing and industrializing AI agents as boards seek returns.
CFO interpretation: Release further funding against repeatable outcomes and operating readiness.
Limits: Practitioner interview and case claims; not an independently evaluated experiment.
Agentic AI · capital allocation · scale · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS47 · McKinsey · Professional services · Anchor
Publication: 2026-07-24 · Reviewed: 2026-09-14
Access reviewed: Public article text
Source insight: Envisions agents helping planning teams anticipate performance gaps and support intervention.
CFO interpretation: Connect each forecast change to a named decision owner and a measured action.
Limits: Illustrative cases do not establish a general causal effect on enterprise value.
FP&A · continuous planning · enterprise value · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS48 · McKinsey / Pay-i · Professional services · Supporting
Publication: 2026-07-08 · Reviewed: 2026-09-14
Access reviewed: Public interview text
Source insight: Explores usage-driven agent economics and the distinction between model consumption and business value.
CFO interpretation: Measure total cost per accepted business outcome, including review and rework.
Limits: Interview with an interested measurement vendor; product and market claims require independent validation.
Agent economics · capital allocation · headless SaaS · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS49 · Bain & Company · Professional services · Supporting
Publication: 2026-04-12 · Reviewed: 2026-09-14
Access reviewed: Public original research article, findings and figure notes
Source insight: Reports increasing AI investment, speed as an early benefit and an association between scaling and satisfaction.
CFO interpretation: Separate budget intentions from delivered outcomes and test adoption readiness.
Limits: CFO survey n=102; separate finance-department survey n=264. Satisfaction and adoption are self-reported; association does not prove scaling causes better returns.
AI investment · finance maturity · capital allocation · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS50 · Accenture · Professional services · Supporting
Publication: 2024-04-26 · Reviewed: 2026-09-14
Access reviewed: Public study summary
Source insight: Connects CFO value creation with reinvention, the digital core, people and cross-functional collaboration.
CFO interpretation: Treat data, talent and process redesign as one investment case.
Limits: Historical 2024 study retained for continuity; not a 2026 adoption snapshot.
Enterprise value · digital core · talent · capital allocation · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS51 · Capgemini · Professional services · Supporting
Publication: Undated · Reviewed: 2026-09-14
Access reviewed: Public solution page and explanatory text
Source insight: Describes AI-fluent CFOs guiding performance, predictive planning and enterprise value.
CFO interpretation: Connect AI fluency to decisions employees must perform, not course completion.
Limits: Commercial solution perspective; advertised benefits are not generalizable survey findings.
Enterprise value · AI fluency · planning · data foundations · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS52 · IBM Institute for Business Value · Professional services · Anchor
Publication: 2026-05-26 · Reviewed: 2026-09-14
Access reviewed: Landing page and selected PDF sections, including action guide and methodology
Source insight: Links reported AI benefits to finance execution maturity and disciplined operating models.
CFO interpretation: Make process ownership, quality and lifecycle funding prerequisites for expansion.
Limits: Survey-based associations and reported outcomes; not randomized evidence of causation.
Execution maturity · operating model · governance · scale · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS53 · IBM Institute for Business Value / Oracle · Professional services · Supporting
Publication: 2026-03-18 · Reviewed: 2026-09-14
Access reviewed: Public landing page and publisher summary; full PDF unavailable in this review
Source insight: Frames decision speed as a component of finance performance and strategic agility.
CFO interpretation: Test whether faster decisions produce better outcomes, rather than assuming speed is always beneficial.
Limits: Summary-level review only; Oracle participation is disclosed; no detailed quantitative claims extracted.
Decision speed · agility · operating model · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS54 · Genpact · Professional services · Supporting
Publication: 2026-03-05 · Reviewed: 2026-09-14
Access reviewed: Public editorial overview; full PDF could not be retrieved due to size
Source insight: Collects finance leaders’ perspectives on using agentic systems for decisions, agility and accuracy.
CFO interpretation: Use practitioner stories to generate experiments with explicit baselines.
Limits: Full journal not reviewed; case claims are not treated as independently verified outcomes.
Agentic finance · operating model · decision quality · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS55 · Cognizant / Everest Group · Professional services · Supporting
Publication: 2025 · Reviewed: 2026-09-14
Access reviewed: Public survey landing page and findings
Source insight: Highlights hybrid finance service delivery and investment in process, analytics and talent.
CFO interpretation: Compare retained capability and accountability across outsourcing and internal delivery options.
Limits: Everest Group study supported by Cognizant; one evidence family, not two independent confirmations.
Hybrid service delivery · data foundations · talent · operating model · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS56 · TCS · Professional services · Supporting
Publication: Undated · Reviewed: 2026-09-14
Access reviewed: Public overview and indexed article extract
Source insight: Describes layered strategic, tactical and operational finance capabilities with assisted autonomy.
CFO interpretation: Define which decisions can progress from advice to bounded execution.
Limits: Manufacturing-oriented white paper; implementation vision rather than sector-wide outcome evidence.
Agentic finance · governance · operating model · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS57 · Infosys BPM · Professional services · Supporting
Publication: Undated living service perspective · Reviewed: 2026-09-14
Access reviewed: Public service overview, strategic pillars and explanatory text
Source insight: Describes autonomous operations, business-value acceleration and finance transformation using existing enterprise architecture.
CFO interpretation: test outcome commitments, retained expertise and integration responsibilities in a service model.
Limits: Commercial service proposition rather than an independent study; advertised outcomes and compliance claims are not treated as validated results.
Agentic finance · operating model · data analytics · enterprise value · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS58 · Wipro · Professional services · Supporting
Publication: Undated · Reviewed: 2026-09-14
Access reviewed: Public PDF; available extracted text
Source insight: Expands the CFO agenda across growth, cash, revenue protection and operational performance.
CFO interpretation: Connect finance investments to enterprise outcomes and shared executive ownership.
Limits: Commercial presentation; some pages are graphical and were not text-reviewed; case benefits are not generalized.
Enterprise value · talent · working capital · growth · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS59 · HCLTech · Professional services · Supporting
Publication: 2026-05-27 · Reviewed: 2026-09-14
Access reviewed: Public product announcement
Source insight: Announces a platform applying agentic technology to core finance and accounting operations.
CFO interpretation: Request evidence for specific workflows, permissions and exception handling before committing.
Limits: Launch announcement establishes vendor direction, not independently proven performance or complete availability.
Autonomous finance · platforms · agentic orchestration · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS60 · The Hackett Group · Professional services · Anchor
Publication: 2026-08-12 · Reviewed: 2026-09-14
Access reviewed: Public article text
Source insight: Combines process-led AI deployment, sustained controls and new finance capability roles.
CFO interpretation: Budget for ongoing governance and practical role redesign as part of scaling.
Limits: Roundtable and practitioner synthesis; recommendations are not a controlled comparison.
Agentic governance · workforce · operating model · enterprise value · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS61 · Protiviti · Professional services · Supporting
Publication: 2026 · Reviewed: 2026-09-14
Access reviewed: Public survey summary and methodology description
Source insight: Emphasizes coordination among AI, modernization, governance and business strategy.
CFO interpretation: Prioritize reliable foundations and cash outcomes alongside experimentation.
Limits: 902 finance leaders across three regions; survey perceptions, not a universal adoption census.
Governance · security · cash management · data foundations · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS62 · Grant Thornton · Professional services · Supporting
Publication: 2026-Q1 · Reviewed: 2026-09-14
Access reviewed: Public executive-summary PDF; selected sections
Source insight: Reports elevated technology investment intentions and a wider set of reasons for outsourcing finance work.
CFO interpretation: Underwrite delivery choices for retained judgment and innovation as well as cost.
Limits: 233 survey participants; quarterly intentions and priorities are not a 2035 forecast.
Capital allocation · outsourcing · talent · technology investment · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS63 · BDO · Professional services · Supporting
Publication: 2026-07-15 · Reviewed: 2026-09-14
Access reviewed: Public article text
Source insight: Identifies repeatable finance work and connected operational data as practical areas for AI benefits.
CFO interpretation: Test end-to-end economics and retire reports when decisions no longer require them.
Limits: Illustrative performance ranges lack a common independently verified denominator; not used as planning benchmarks.
Working capital · forecasting · finance productivity · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS64 · RSM · Professional services · Supporting
Publication: Undated; references a 2024 webcast · Reviewed: 2026-09-14
Access reviewed: Public article text
Source insight: Sets out a CFO role in AI strategy, responsible use, pilots and organizational change.
CFO interpretation: Select a practical value opportunity and pair it with continuous oversight.
Limits: Practitioner guidance; current page date not stated and underlying webcast is historical.
AI strategy · governance · change management · growth · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS65 · Kearney · Professional services · Anchor
Publication: Undated · Reviewed: 2026-09-14
Access reviewed: Public capability framework text
Source insight: Combines capital allocation, scenario planning, outcome accountability and performance drivers.
CFO interpretation: Use explicit decision thresholds and a recurring reallocation rhythm.
Limits: Commercial framework; illustrates a position rather than demonstrating adoption or results.
Capital allocation · scenarios · value drivers · operating model · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS66 · Oliver Wyman Forum / NYSE · Professional services · Supporting
Publication: 2026-05-19 · Reviewed: 2026-09-14
Access reviewed: Public survey commentary
Source insight: Describes expanding transformation responsibilities and a gap between AI priority and scaling.
CFO interpretation: Make enterprise operating choices part of the CFO agenda before spending accelerates.
Limits: Short survey commentary; full sampling details were not reviewed, so results are not pooled with other surveys.
Enterprise transformation · capital allocation · AI scale · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS67 · Roland Berger · Professional services · Supporting
Publication: 2026-07-06 · Reviewed: 2026-09-14
Access reviewed: Public article and hypothesis summary
Source insight: Offers hypotheses on AI, blockchain and intelligent finance platforms changing access to and management of capital.
CFO interpretation: Test treasury and financing use cases against counterparty readiness and settlement conditions.
Limits: Forward-looking hypotheses; financing-sector examples do not imply universal corporate adoption.
AI · tokenization · treasury · capital markets · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS68 · AlixPartners · Professional services · Supporting
Publication: Undated · Reviewed: 2026-09-14
Access reviewed: Public article text and indexed extract
Source insight: Connects AI returns to organizational design, incentives, data integration and change management.
CFO interpretation: Charge the investment case for adoption and ownership, not only software.
Limits: Practitioner analysis includes externally sourced headline statistics; those broad failure-rate claims are not adopted here.
Operating model · change management · capital discipline · value capture · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS69 · Alvarez & Marsal · Professional services · Anchor
Publication: 2026-07; PDF publication path · Reviewed: 2026-09-14
Access reviewed: Public article and selected sections of the nine-page PDF
Source insight: Advocates continuous evolution of work, talent and digital capability across finance and enterprise decisions.
CFO interpretation: Make value review and portfolio revision permanent responsibilities.
Limits: Firm-authored strategic perspective; continuous change is already present in this literature, not a unique Koko claim.
Continuous change · enterprise value · workforce · operating model · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS70 · BearingPoint · Professional services · Anchor
Publication: 2026-05 · Reviewed: 2026-09-14
Access reviewed: Public study summary; full report is form-gated
Source insight: Finds a gap between expected AI impact and deployment, emphasizing data, governance and skills constraints.
CFO interpretation: Attach foundation and adoption milestones to every scaling decision.
Limits: 221 finance leaders plus over 30 interviews; summary reviewed, gated report not reviewed.
Data foundations · governance · talent · execution gap · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS71 · FTI Consulting · Professional services · Supporting
Publication: 2026-07-31 · Reviewed: 2026-09-14
Access reviewed: Public article text
Source insight: Organizes early CFO action around trust in information, faster decisions and capital aligned to strategy.
CFO interpretation: Extend the first-100-days discipline into a repeating enterprise value cycle.
Limits: Practitioner guidance references surveys; the action framework is not an experimentally tested prescription.
Enterprise value · capital allocation · decision speed · data foundations · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS72 · Oliver Wyman · Professional services · Supporting
Publication: 2026-08 · Reviewed: 2026-09-14
Access reviewed: Public article text and indexed extract
Source insight: Calls for consumption visibility, renewal protections, data portability and audit rights in AI procurement.
CFO interpretation: Negotiate the economics and exit rights of orchestration before dependence grows.
Limits: Commercial advisory perspective; specific contractual and legal conclusions require company-specific review.
Agent economics · procurement · portability · headless SaaS · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS73 · SAP · Technology providers · Supporting
Publication: Undated living product page · Reviewed: 2026-09-14
Access reviewed: Public product description
Source insight: Describes connecting enterprise data with business context for AI systems.
CFO interpretation: Treat semantics and policy ownership as maintained enterprise capabilities.
Limits: Vendor product description; capability, licensing and integration scope must be verified for a deployment.
Knowledge engineering · semantics · data products · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS74 · SAP · Technology providers · Anchor
Publication: 2026-06-08 · Reviewed: 2026-09-14
Access reviewed: Public architecture article
Source insight: Describes applications exposing capabilities, with context and orchestration connecting deterministic execution and AI reasoning.
CFO interpretation: Separate authoritative transactions, shared meaning, orchestration and human decision rights.
Limits: Target architecture and vendor direction; does not establish that all described capabilities are deployed at scale.
Knowledge engineering · headless SaaS · orchestration · governance · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS75 · Salesforce · Technology providers · Supporting
Publication: Undated living documentation · Reviewed: 2026-09-14
Access reviewed: Official developer documentation
Source insight: Documents invoking agents through REST APIs, including headless agents and agent-to-agent invocation.
CFO interpretation: Evaluate capabilities and controls independently from the user interface.
Limits: Evidence of a documented integration pattern, not proof that all SaaS products become interchangeable.
Headless SaaS · APIs · agentic orchestration · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS76 · Workday · Technology providers · Supporting
Publication: 2025-02-11 · Reviewed: 2026-09-14
Access reviewed: Public product announcement
Source insight: Proposes centralized management of Workday and third-party agents.
CFO interpretation: Decide who owns the enterprise agent inventory and reconcile overlapping registries.
Limits: Announcement said capabilities were in development; not used as proof of current general availability.
Agent registry · governance · workforce · platforms · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS77 · Microsoft · Technology providers · Supporting
Publication: Undated living product page; May 2026 availability stated · Reviewed: 2026-09-14
Access reviewed: Public product page and linked March 2026 announcement
Source insight: Positions agent management and protection as enterprise control-plane capabilities.
CFO interpretation: Test actual permissions, coverage and incident processes against enterprise needs.
Limits: Vendor claims and packaging; no pricing or deployment recommendation is inferred.
Agent governance · identity · control plane · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS78 · ServiceNow · Technology providers · Supporting
Publication: 2026-04-28; documentation update · Reviewed: 2026-09-14
Access reviewed: Official product documentation
Source insight: Describes reviewing AI asset classification, risk posture and governance readiness.
CFO interpretation: Distinguish governance visibility from enforcement inside each transaction system.
Limits: Product documentation; a governance dashboard does not itself certify legal compliance or prevent every action.
Agent governance · AI inventory · risk · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS79 · Model Context Protocol · Institutions and research · Anchor
Publication: 2025-11-25 version · Reviewed: 2026-09-14
Access reviewed: Official documentation; source redirects from specification URL
Source insight: Documents security considerations for tool and resource connections, including authorization risks.
CFO interpretation: Require business-level authorization and evidence in addition to a working connector.
Limits: Versioned guidance; transport and protocol controls do not define a company’s financial delegation policy.
MCP · authorization · agentic governance · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS80 · A2A Protocol · Institutions and research · Supporting
Publication: Version 0.3.0; date not asserted · Reviewed: 2026-09-14
Access reviewed: Official versioned specification
Source insight: Defines a communication model for independent agent systems and enterprise security patterns.
CFO interpretation: Separate interoperability testing from business meaning, authority and economic acceptance tests.
Limits: A protocol specification is not evidence of universal vendor compatibility or mature business controls.
A2A · interoperability · agentic orchestration · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS81 · W3C · Institutions and research · Supporting
Publication: 2013-04-30 · Reviewed: 2026-09-14
Access reviewed: Official Recommendation; abstract and model overview
Source insight: Provides a vocabulary for representing and exchanging provenance across systems.
CFO interpretation: Retain evidence of inputs, responsible actors and transformations in a portable form.
Limits: Established technical foundation; does not validate an AI explanation or dictate a finance operating model.
Knowledge engineering · provenance · decision lineage · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS82 · NIST · Institutions and research · Supporting
Publication: 2026-02-17 · Reviewed: 2026-09-14
Access reviewed: Official announcement
Source insight: Launches work toward interoperable, secure agent standards and associated research.
CFO interpretation: Maintain controls while standards evolve; monitor identity and authorization guidance.
Limits: An initiative and work program, not a completed certification regime.
Agent governance · interoperability · identity · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS83 · NIST · Institutions and research · Supporting
Publication: 2023 framework; living resource hub · Reviewed: 2026-09-14
Access reviewed: Official framework overview
Source insight: Provides voluntary guidance for managing AI risk across its lifecycle.
CFO interpretation: Connect governance responsibilities to release, monitoring, change and retirement decisions.
Limits: Voluntary general framework; not a legal checklist or agent-specific financial control design.
AI governance · lifecycle · risk management · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS84 · Bain Capital Ventures · Venture capital · Supporting
Publication: 2025-06-25 · Reviewed: 2026-09-14
Access reviewed: Public investor article
Source insight: Describes CFO interest in faster work, better analysis and cost outcomes using portfolio-company examples.
CFO interpretation: Evaluate a finance product against enterprise economics, not the demo alone.
Limits: Investor perspective with portfolio interests and selected case claims; separate from Bain & Company research.
CFO · enterprise value · AI applications · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS85 · Andreessen Horowitz · Venture capital · Supporting
Publication: 2026-06-10 · Reviewed: 2026-09-14
Access reviewed: Public investor essay
Source insight: Argues that richer records of work can become useful enterprise context for agents.
CFO interpretation: Capture purposeful decision records with appropriate access and retention, rather than indiscriminate surveillance.
Limits: Investor thesis; the author’s prediction does not establish universal recording practices or confer employee consent.
Knowledge engineering · company context · decision memory · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS86 · Foundation Capital · Venture capital · Anchor
Publication: 2025-12-22 · Reviewed: 2026-09-14
Access reviewed: Public investor essay
Source insight: Proposes capturing decision events and their context as a valuable layer alongside systems of record.
CFO interpretation: Test whether curated decision history improves outcomes without preserving obsolete exceptions as policy.
Limits: Investor thesis and market framing; the headline valuation is not treated as a verified market estimate.
Context graphs · knowledge engineering · decision lineage · systems of record · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS87 · Zhamak Dehghani / MartinFowler.com · Institutions and research · Anchor
Publication: 2020-12-03 · Reviewed: 2026-09-14
Access reviewed: Original author’s architecture article
Source insight: Describes domain ownership, data as a product, shared infrastructure and federated governance.
CFO interpretation: Fund reusable decision-relevant data products with explicit owners and service expectations.
Limits: Foundational architecture perspective, not evidence that every organization needs a full data-mesh implementation.
Data products · domain ownership · federated governance · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS88 · Gartner · Industry analysts · Supporting
Publication: 2026-07-20 · Reviewed: 2026-09-14
Access reviewed: Official public survey release
Source insight: Reports that surveyed finance leaders more often emphasize productivity than decision quality in AI projects.
CFO interpretation: Keep capacity benefits and improved business decisions as separate value claims.
Limits: 204 finance leaders surveyed in March 2026; priorities do not demonstrate realized outcomes.
Decision quality · finance productivity · capital allocation · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS89 · Forvis Mazars · Professional services · Supporting
Publication: 2026-04-07 · Reviewed: 2026-09-14
Access reviewed: Public CFO commentary on the 2026 C-suite barometer
Source insight: Examines tension between CFO enthusiasm for AI and the demands of sustained capability investment.
CFO interpretation: Require a workforce and benefit-realization plan before counting savings.
Limits: CFO-focused interpretation of a broader C-suite study; not directly comparable with finance-only samples.
Capital allocation · workforce · AI value · Horizons: 2026–2029, 2030, 2035
Ask Koko about this sourceS90 · Crowe · Professional services · Supporting
Publication: Undated · Reviewed: 2026-09-14
Access reviewed: Public UK practitioner article
Source insight: Presents practical finance AI use cases while recognizing the consequences of unreliable outputs.
CFO interpretation: Start with a contained, testable workflow and retain an accountable reviewer.
Limits: UK practice perspective covering varied organizations; no universal maturity or return claim.
Finance use cases · data quality · governance · Horizons: 2026–2029, 2030, 2035
Ask Koko about this source