Use-case library
    Treasury & Liquidity

    Payment Fraud & Anomaly Detection

    Score outgoing payments for fraud and anomaly before they release.

    PredictiveTask agentRisk & ControlMedium effortAI-EnabledCFO
    What changed

    Predictive models now score every outgoing payment against learned patterns — flagging anomalous amounts, new beneficiaries and duplicate or out-of-policy transactions — and hold the riskiest for review before release.

    Try it

    Illustrative demo

    Worked example of "Payment Fraud & Anomaly Detection" on synthetic data — edit the inputs to tailor it. Edit the inputs to tailor the output — it's baked synthetic data, so nothing leaves your browser until you run it live.

    Synthetic demo company (a ~$5B high-growth US AI SaaS) — swap in any name to tailor the output.

    What this run should concentrate on.

    Workflow

    1. 1.Ingest the outgoing payment batch with beneficiary and history context.
    2. 2.Score each payment for anomaly (amount, beneficiary, timing, duplication).
    3. 3.Hold high-risk payments and explain the trigger.
    4. 4.Release clean payments straight through within policy limits.
    5. 5.Route held payments to treasury for review and disposition.

    Prompt / agent recipe

    Score the attached payment batch for fraud/anomaly risk using beneficiary history and policy. For each flagged payment, explain the trigger (new beneficiary, amount outlier, duplicate, off-policy). Recommend hold or release; never auto-release a flagged payment above [threshold].
    Try in Ask KokoAI
    Controls required
    • High-risk payments held for human review before release
    • Beneficiary changes verified out-of-band
    • Approval limits and segregation of duties enforced
    • Full audit trail of scores and dispositions